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General Details
Institution: BankWest
 Contact Number: 131 718
Product Name: BankWest Visa Reward
 Apply:

Product Details
Card Type: Visa
 Status Level: Standard
Account Type: Credit
 Interest Rate: 15.99%
Intro Rate: -
Intro Term: -
Concession Rate: -
Balance Transfer:
Free Days: 40
 Min Repayment: $10/2.5%

Fees
Annual Card Fee: $29.00
 Annual Rewards Fee: 16.00 annually
Late Payment Fee: $35.00
 Duplicate Statement Fee: $7.50
Trans Verification Fee: $12.00
 Reinstatement Fee: -
Over Limit Fee: $30.00
 Over Limit Fee Charged When Over: 1%
OS ATM Fee Balance: $4.00
 OS ATM Fee Withdrawal: $4.00
OS Emergency Card Fee: $100.00
 Interest Charged From: Statement Date
Annual Fee Waiver: n/a


Features
Overseas ATM Availability: Other
 Interest Paid On Credit Balance:
Purchase Insurance:
Auto Travel Insurance: no
Loan Application Fee Discount:
Comments: Cardholders must be over 50 years of age to be eligible for the BankWest Visa Reward

Rewards
Rewards Program Avail:
Program Name: BankWest extra rewards program
Program Partners: Air New Zealand
Points per Dollar: 1.00
Bonus Points Avail:
Bonus Point Partners: over 200 bonus partners - range of shopping, accomodation, petrol and restaurant partner.
Number of Bonus Points: 20
 Lifetime of Points (mths): 36
Conditions: Annual Reward Membership Fee $16. BankWest extra terms & conditions are available on request.


Frequent Flyers
Conversion to Frequent Flyers:
Rewards to Frequent Flyer Ratio: 500 BankWest extra points = 1 Air New Zealand Air Point Dollar
Domestic Airlines: n/a
 International Airlines: Star Alliance Network