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General Details
Institution: ANZ Bank
 Contact Number: 13 13 14
Product Name: ANZ First Free Days
 Apply: n/a

Product Details
Card Type: Visa
 Status Level: Standard
Account Type: Credit
 Interest Rate: 16.99%
Intro Rate: -
Intro Term: -
Concession Rate: -
Balance Transfer: 7.99% for the first six months upon approval
Free Days: 44
 Min Repayment: $10/2%

Fees
Annual Card Fee: $30.00
 Annual Rewards Fee: -
Late Payment Fee: $35.00
 Duplicate Statement Fee: $14.00
Trans Verification Fee: -
Reinstatement Fee: -
Over Limit Fee: $35.00
 Over Limit Fee Charged When Over: $1
OS ATM Fee Balance: -
OS ATM Fee Withdrawal: $4.00
OS Emergency Card Fee: -
Interest Charged From: Purchase Date
Annual Fee Waiver:



Features
Overseas ATM Availability: Visa Plus
 Interest Paid On Credit Balance:
Purchase Insurance:
Auto Travel Insurance: N/A
Loan Application Fee Discount:
Comments: 7.99% Balance Transfer rate for the first six months upon approval. Visa PLUS overseas ATM access. $4.00 discount on annual fee if linked to ANZ Access or Chq Ac.

Rewards
Rewards Program Avail:
Program Name:
Program Partners:
Points per Dollar: -
Bonus Points Avail:
Bonus Point Partners:
Number of Bonus Points: -
Lifetime of Points (mths): -
Conditions:



Frequent Flyers
Conversion to Frequent Flyers:
Rewards to Frequent Flyer Ratio:
Domestic Airlines:
International Airlines: