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General Details
Institution: National Australia Bank
 Contact Number: 13 13 12
Product Name: Visa Gold/Mastercard Gold
 Apply: n/a

Product Details
Card Type: Visa, Mastercard
 Status Level: Gold
Account Type: Credit
 Interest Rate: 16.45%
Intro Rate: -
Intro Term: -
Concession Rate: -
Balance Transfer:
Free Days: 44
 Min Repayment: $10 / 2.5%

Fees
Annual Card Fee: $88.30
 Annual Rewards Fee: 57.20
Late Payment Fee: $30.00
 Duplicate Statement Fee: $7.00
Trans Verification Fee: $5.00
 Reinstatement Fee: -
Over Limit Fee: $25.00
 Over Limit Fee Charged When Over: 1
OS ATM Fee Balance: -
OS ATM Fee Withdrawal: $4.00
OS Emergency Card Fee: -
Interest Charged From: Purchase Date
Annual Fee Waiver: N


Features
Overseas ATM Availability: Visa Plus, Cirrus
 Interest Paid On Credit Balance:
Purchase Insurance:
Auto Travel Insurance: Y
Loan Application Fee Discount:
Comments: Fly Buys or National Gold Rewards

Rewards
Rewards Program Avail:
Program Name: National Gold Rewards
Program Partners: Refer to bank
 Points per Dollar: 1.00
Bonus Points Avail:
Bonus Point Partners: Harvey World Travel, Budget, Hertz, Mirvac Hotels and Resorts, Hilton Hotels, Premium Wines Direct, ACP Publishing, Showbiz, Dreamworld, Tupperware, The Mansion Hotel, Chess Moving, Langton's Restaurant & Wine Bar, Bel Mondo, National Insurances, Hanging Rock Winery, Shadowfax Winery, Riviera Nautic, HMV, Isthmas of Kra, Radisson, Roses Only, Hoyts
Number of Bonus Points: -
Lifetime of Points (mths): 36
Conditions:



Frequent Flyers
Conversion to Frequent Flyers:
Rewards to Frequent Flyer Ratio: $1 spent = 1 National Gold Rewards point = 1 Qantas Frequent Flyer point up to 31 July 02 & prior statement period & $1 spent = 1 National Gold Rewards point = 0.66 Qantas Frequent Flyer point after 1August 02 Statement Period
Domestic Airlines: Qantas - Frequent Flyer
 International Airlines: Qantas