Overseas ATM Availability: |
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Interest Paid On Credit Balance: |

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Purchase Insurance: |

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Auto Travel Insurance: |
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Loan Application Fee Discount: |

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Comments: |
15.49% applies to cash advances.
Annual fee is waived for the first year.
2.99% for the first 6 months is limited to the first balance transfer application per account from other store cards or non-HSBC credit cards.
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