|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| Commonwealth Bank |
Economiser Home Loan
|
7.23
|
7.36
|
$600
|
$0
|
$0
|
$0
|
$8/mth
|
95
|
|
| Community First Credit Union |
True Basic
|
7.29
|
7.37
|
$500
|
$180
|
$360
|
$0
|
$0
|
95
|
|
| Community First Credit Union |
True Professional Home Loan Balances<$250,000
|
7.24
|
7.35
|
$500
|
$205
|
$335
|
$0
|
$0
|
95
|
|
| CUA |
Basic Variable
|
7.24
|
7.30
|
$600
|
$0
|
$0
|
$195
|
$0
|
97
|
|
| CUA |
Basic Variable greater than $250,000
|
6.99
|
7.05
|
$600
|
$0
|
$0
|
$195
|
$0
|
97
|
|
| Easy Street Financial Services |
EasyHome basic Variable
|
7.29
|
7.33
|
$0
|
$180
|
$360
|
$0
|
$0
|
95
|
|
| ELC - Electronic Loan Company |
ELC E Rate Saver
|
8.58
|
8.63
|
$0
|
$220
|
$330
|
$500
|
$0
|
80
|
|
| Encompass Credit Union |
Basic Home Loan
|
8.59
|
8.66
|
$350
|
$200
|
$360
|
$0
|
$0
|
97
|
|
| GE Money |
Flexible options - Basic
|
8.84
|
8.86
|
$0
|
$0
|
$0
|
$250
|
$0
|
95
|
|
| HomeSide Lending |
Homeside Plain and Simple Interest Only Home Loan
|
7.64
|
7.60
|
$300
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| HomeSide Lending |
Homeside Plain and Simple Principal & Interest Home Loan
|
7.53
|
7.55
|
$300
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| HSBC |
Home Value
|
7.13
|
7.20
|
$500
|
$0
|
$0
|
$150
|
$0
|
97
|
|
| Illawarra Credit Union |
Basic Home Loan
|
7.77
|
7.84
|
$600
|
$0
|
$357.5
|
$0
|
$8/mth
|
95
|
|
| IMB |
IMB Budget Blue Home Loan
|
7.27
|
7.33
|
$295
|
$0
|
$313.5
|
$150
|
$0
|
100
|
|
| IMB |
IMB Budget Home Loan
|
7.17
|
7.33
|
$295
|
$0
|
$313.5
|
$150
|
$0
|
100
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| ING Direct |
Mortgage Simplifier
|
7.19
|
7.19
|
$0
|
$0
|
$220
|
$0
|
$0
|
95
|
|
| ING Direct |
SmartPack Mortgage Simplifier
|
7.13
|
7.17
|
$499
|
$0
|
$220
|
$0
|
$0
|
95
|
|
| LoanAustralia |
Discount Express
|
8.30
|
8.71
|
$350
|
$0
|
$330
|
$350
|
$395/yr
|
95
|
|
| LoanAustralia |
Discount Saver
|
7.39
|
7.75
|
$350
|
$0
|
$330
|
$75
|
$350/yr
|
90
|
|
| Morgan Brooks DIRECT |
Premier First
|
8.75
|
8.55
|
$0
|
$265
|
$435
|
$500
|
$0
|
95
|
|
| Mortgage House |
Pure Basic
|
6.56
|
6.56
|
$300
|
$0
|
$0
|
$299.95
|
$0
|
76
|
|
| NAB |
Base Variable Rate Home Loan ($250,000 to $500,000)
|
7.28
|
7.38
|
$600
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| NAB |
Base Variable Rate Home Loan (over $500,000)
|
7.28
|
7.38
|
$600
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| NAB |
Base Variable Rate Home Loan (to $250,000)
|
7.33
|
7.38
|
$600
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Newcastle Permanent Building Society |
Real Deal Home Loan
|
7.16
|
7.18
|
$300
|
$0
|
$0
|
$0
|
$0
|
97
|
|
| NSW Teachers Credit Union |
Smart Home Loan
|
7.22
|
7.28
|
$200
|
$250
|
$0
|
$150
|
$0
|
95
|
|
| RAMS Home Loans |
RAMS Basic Loan
|
6.99
|
7.06
|
$395
|
$200
|
$0
|
$250
|
$0
|
100
|
|
| RAMS Home Loans |
RAMS IO Maximiser
|
6.84
|
7.18
|
$395
|
$200
|
$0
|
$250
|
$300/yr
|
100
|
|
| SERVICE ONE Members Banking |
Basic Loan
|
7.15
|
7.28
|
$600
|
$0
|
$0
|
$0
|
$8/mth
|
97
|
|
| St. George Bank |
St.George Basic Home Loan
|
7.73
|
7.74
|
$0
|
$0
|
$0
|
$100
|
$0/mth
|
95
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| Suncorp |
Back to Basics
|
7.22
|
7.27
|
$600
|
$0
|
$0
|
$0
|
$0
|
100
|
|
| Sydney Credit Union |
Basic Home Loan
|
7.18
|
7.24
|
$200
|
$192.5
|
$360
|
$0
|
$0
|
95
|
|
| Trustar Mortgage |
Great Saver
|
8.92
|
8.95
|
$80
|
$220
|
$407.5
|
$0
|
$0
|
95
|
|
| Unicom Credit Union |
Basic Home Loan
|
7.77
|
7.84
|
$600
|
$0
|
$357.5
|
$0
|
$8/mth
|
95
|
|
| Virgin Money |
Virgin Standard Home Loan Variable
|
7.34
|
7.24
|
$0
|
$0
|
$490
|
$0
|
$0
|
95
|
|
| Westpac Banking Corporation |
First Option Home Loan
|
7.13
|
7.28
|
$600
|
$0
|
$0
|
$0
|
$10/mth
|
97
|
|
| Wizard Home Loans |
Clear Value
|
7.16
|
7.22
|
$100
|
$0
|
$0
|
$660
|
$0
|
100
|
|
| Wizard Home Loans |
Rate Breaker Loan
|
6.33
|
6.38
|
$100
|
$0
|
$0
|
$660
|
$0
|
80
|
|
| Yes Home Loans |
Basic Home Loan
|
7.69
|
7.98
|
$395
|
$220
|
$220
|
$0
|
$300/yr
|
97
|
|
| A M O |
AMO Rate Saver Home Loan
|
6.37
|
6.43
|
$1000
|
$0
|
$440
|
$0
|
$0
|
80
|
|
| AMP Banking |
Basic Variable Rate Loan
|
7.22
|
7.24
|
$0
|
$0
|
$295
|
$250
|
$0/mth
|
100
|
|
| ANZ Bank |
Simplicity PLUS
|
7.04
|
7.09
|
$600
|
$0
|
$0
|
$0
|
$17.5/qtr
|
97
|
|
| ANZ Bank |
Simplicity PLUS Land Loan
|
7.04
|
7.09
|
$600
|
$0
|
$0
|
$0
|
$17.5/qtr
|
97
|
|
| Arab Bank |
The Basics Home Loan
|
7.24
|
7.37
|
$600
|
$0
|
$0
|
$0
|
$8/mth
|
95
|
|
| Aussie |
Aussie Basic
|
7.19
|
7.24
|
$300
|
$200
|
$0
|
$75
|
$0
|
90
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| Bank of Queensland |
Economy
|
7.16
|
7.31
|
$595
|
$0
|
$0
|
$0
|
$10/mth
|
100
|
|
| BankWest |
Lite Home Loan
|
7.53
|
7.54
|
$500
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| BankWest |
Lite Plus Home Loan $250,000 to $1,000,000
|
7.43
|
7.43
|
$0
|
$0
|
$0
|
$0
|
$360/yr
|
95
|
|
| BankWest |
Lite Plus Home Loan over $1,000,000
|
7.38
|
7.38
|
$0
|
$0
|
$0
|
$0
|
$360/yr
|
95
|
|
| Better Option Home Loans |
BetterOption Basic Rate Loan
|
7.64
|
7.65
|
$300
|
$0
|
$0
|
$0
|
$0
|
100
|
|
| Citibank |
Basic Mortgage
|
8.05
|
8.07
|
$0
|
$0
|
$0
|
$250
|
$0
|
100
|
|
| Colonial-Products of the CBA |
Rate Saver Basic
|
8.02
|
8.15
|
$600
|
$0
|
$0
|
$0
|
$8/mth
|
95
|
|