|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Settle |
Total |
| Unicom Credit Union |
9.15
|
8.67
|
7.80
|
12
|
Variable
|
8.70
|
8.60
|
8.60
|
|
8.60
|
$600
|
$0
|
$357.5
|
$0
|
$957.5
|
95
|
| Virgin Money |
8.89
|
|
|
|
|
|
|
8.94
|
|
8.94
|
$0
|
$0
|
$490
|
$0
|
$490
|
95
|
| Wagga Mutual Credit Union |
8.95
|
|
7.75
|
6
|
Fixed
|
|
|
|
|
|
$0
|
$275
|
$360
|
$0
|
$635
|
95
|
| Westpac Banking Corporation |
9.36
|
8.78
|
8.59
|
12
|
Fixed
|
8.69
|
8.59
|
8.39
|
8.35
|
8.39
|
$600
|
$0
|
$0
|
$0
|
$600
|
100
|
| Wizard Home Loans |
9.29
|
7.88
|
|
|
|
|
9.19
|
9.29
|
|
9.49
|
$100
|
$0
|
$0
|
$660
|
$760
|
100
|
| Yes Home Loans |
9.29
|
7.69
|
|
|
|
9.11
|
8.94
|
8.82
|
8.82
|
8.82
|
$395-$450
|
$220-$385
|
$220-$445
|
$0-$275
|
$835-$1555
|
97
|
| A M O |
8.91
|
7.87
|
8.11
|
12
|
Variable
|
8.46
|
8.31
|
8.31
|
8.31
|
8.31
|
$300-$1000
|
$0
|
$440
|
$0-$275
|
$740-$1440
|
95
|
| Adelaide Bank |
9.40
|
8.87
|
|
|
|
8.59
|
8.59
|
8.59
|
8.59
|
8.54
|
$595
|
$0
|
$0
|
$100
|
$695
|
100
|
| AIMS Home Loans |
8.87
|
|
7.85
|
6
|
Variable
|
|
|
|
|
|
$600-$660
|
$0
|
$0
|
$0-$330
|
$660-$990
|
95
|
| AMP Banking |
8.92
|
8.77
|
|
|
|
8.69
|
8.69
|
8.69
|
|
8.69
|
$0
|
$0
|
$295
|
$250
|
$545
|
100
|
| ANZ Bank |
9.37
|
8.67
|
|
|
|
8.39
|
8.49
|
8.49
|
8.49
|
8.49
|
$600
|
$0
|
$0
|
$0
|
$600
|
97
|
| Arab Bank |
9.40
|
8.69
|
7.09
|
6
|
Variable
|
8.39
|
8.39
|
7.99
|
8.39
|
8.39
|
$0-$600
|
$0
|
$0
|
$0
|
$0-$600
|
95
|
| Aussie |
9.30
|
8.84
|
|
|
|
8.49
|
8.49
|
8.39
|
8.39
|
8.39
|
$300-$500
|
$0-$200
|
$0
|
$75-$100
|
$600-$675
|
95
|
| Bananacoast Community Credit Union |
8.45
|
|
|
|
|
9.24
|
|
9.05
|
|
9.05
|
$395
|
$0
|
$0
|
$0
|
$395
|
100
|
| Bank of Queensland |
9.37
|
8.79
|
|
|
|
8.44
|
8.69
|
8.69
|
8.69
|
8.29
|
$0-$595
|
$0
|
$0
|
$0-$100
|
$0-$595
|
100
|
|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Settle |
Total |
| Bankstown City Credit Union |
8.69
|
|
|
|
|
|
|
|
|
|
$0
|
$198
|
$592
|
$350
|
$1140
|
95
|
| BankWest |
9.25
|
8.93
|
8.60
|
12
|
Variable
|
8.99
|
8.99
|
8.99
|
8.99
|
8.99
|
$0-$950
|
$0
|
$0
|
$0
|
$0-$950
|
95
|
| Better Option Home Loans |
8.31
|
8.44
|
8.26
|
6
|
Variable
|
8.34
|
8.34
|
8.34
|
8.34
|
8.34
|
$0-$300
|
$0
|
$0
|
$0-$550
|
$0-$300
|
100
|
| BMC Mortgage Corp |
9.15
|
|
|
|
|
8.74
|
8.84
|
8.84
|
8.99
|
9.19
|
$660-$700
|
$0
|
$0
|
$0
|
$660-$700
|
95
|
| Citibank |
8.84
|
8.85
|
|
|
|
8.89
|
8.74
|
8.74
|
8.69
|
8.69
|
$0-$399
|
$0
|
$0
|
$250
|
$250-$649
|
100
|
| Colonial-Products of the CBA |
9.33
|
8.82
|
|
|
|
8.69
|
8.69
|
8.69
|
8.69
|
8.69
|
$600
|
$0
|
$0
|
$0
|
$600
|
95
|
| Commonwealth Bank |
8.83
|
8.82
|
8.65
|
36
|
Variable
|
8.69
|
8.69
|
8.54
|
8.54
|
8.54
|
$0-$600
|
$0
|
$0
|
$0
|
$0-$600
|
100
|
| Community First Credit Union |
9.30
|
8.75
|
8.54
|
12
|
Fixed
|
9.00
|
8.90
|
8.80
|
|
|
$500
|
$180-$205
|
$335.45-$360
|
$0
|
$1040-$1040.45
|
95
|
| Comtax Credit Union |
8.69
|
|
|
|
|
|
|
|
|
|
$250
|
$250
|
$500
|
$0
|
$1000
|
80
|
| CUA |
9.22
|
8.74
|
|
|
|
8.59
|
8.49
|
8.49
|
8.49
|
8.49
|
$600
|
$0
|
$0
|
$195
|
$795
|
97
|
| Delany Financial |
9.25
|
|
|
|
|
|
|
|
|
|
$0
|
$250
|
$275
|
$1445
|
$1970
|
95
|
| Economy Home Loans |
8.65
|
|
|
|
|
|
9.16
|
9.49
|
|
9.62
|
$250-$645
|
$0
|
$0
|
$0-$350
|
$250-$995
|
97
|
| ELC - Electronic Loan Company |
8.54
|
8.58
|
7.25
|
6
|
Variable
|
|
|
|
|
|
$0
|
$0-$220
|
$0-$429.5
|
$0-$500
|
$0-$1050
|
100
|
| EMortgage |
8.84
|
|
|
|
|
|
|
|
|
|
$595
|
$0
|
$0
|
$150
|
$745
|
95
|
| Encompass Credit Union |
8.99
|
8.59
|
|
|
|
8.59
|
8.59
|
8.59
|
|
8.59
|
$350
|
$200
|
$360
|
$0
|
$910
|
97
|
|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Settle |
Total |
| Gateway Credit Union |
9.04
|
|
8.84
|
12
|
Fixed
|
8.99
|
9.04
|
9.04
|
|
|
$0
|
$230
|
$390
|
$0
|
$620
|
95
|
| GE Money |
8.97
|
|
|
|
|
|
9.19
|
9.29
|
|
9.49
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
| Homeloans Ltd |
8.80
|
|
|
|
|
8.54
|
8.39
|
8.29
|
8.29
|
8.29
|
$564-$599
|
$0
|
$230-$350
|
$65-$137.5
|
$859-$1001.5
|
95
|
| HomePath |
8.82
|
|
|
|
|
|
9.49
|
9.39
|
|
9.39
|
$0
|
$0
|
$0
|
$0
|
$0
|
97
|
| HomeSide Lending |
9.09
|
8.94
|
8.19
|
12
|
Fixed
|
8.39
|
8.59
|
8.59
|
8.59
|
8.59
|
$300-$600
|
$0
|
$0
|
$0
|
$300-$600
|
95
|
| HSBC |
9.35
|
8.67
|
8.22
|
12
|
Variable
|
8.99
|
8.99
|
8.99
|
8.90
|
8.90
|
$500
|
$0
|
$0
|
$150
|
$650
|
97
|
| Illawarra Credit Union |
8.60
|
8.67
|
7.80
|
12
|
Variable
|
8.70
|
8.60
|
8.60
|
|
8.60
|
$600
|
$0
|
$357.5
|
$0
|
$957.5
|
95
|
| IMB |
9.31
|
8.78
|
|
|
|
8.39
|
8.39
|
8.39
|
8.29
|
8.29
|
$295
|
$0
|
$313.5
|
$150
|
$758.5
|
100
|
| ING Direct |
8.68
|
8.68
|
|
|
|
8.49
|
8.49
|
8.49
|
8.49
|
8.49
|
$0-$499
|
$0
|
$220
|
$0
|
$220-$719
|
95
|
| Intech Credit Union Limited |
8.95
|
|
|
|
|
|
|
|
|
|
$275
|
$235
|
$365
|
$0
|
$875
|
95
|
| Liberty Financial |
11.00
|
|
|
|
|
|
|
|
|
|
$0
|
$275
|
$550-$690
|
$0
|
$0-$825
|
100
|
| LoanAustralia |
8.50
|
8.30
|
|
|
|
|
|
|
|
|
$350
|
$0
|
$330
|
$0-$500
|
$0-$1180
|
100
|
| Members Equity Bank |
8.79
|
|
|
|
|
8.80
|
|
8.80
|
|
8.80
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
| Morgan Brooks DIRECT |
8.48
|
8.75
|
7.67
|
12
|
Variable
|
|
|
|
|
|
$0-$500
|
$265
|
$435
|
$0-$500
|
$700-$1200
|
95
|
| Mortgage House |
8.67
|
8.44
|
8.04
|
3
|
Variable
|
|
|
|
|
|
$300
|
$0
|
$0
|
$200-$299.95
|
$500-$599.95
|
90
|
|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Settle |
Total |
| MyLoan MyWay |
8.59
|
|
|
|
|
8.35
|
8.20
|
8.20
|
8.20
|
8.20
|
$0
|
$0
|
$0
|
$0-$395
|
$0-$395
|
97
|
| MyRate |
8.49
|
|
|
|
|
8.25
|
8.10
|
8.10
|
8.10
|
8.10
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
| NAB |
9.36
|
8.75
|
|
|
|
8.39
|
8.59
|
8.59
|
8.59
|
8.59
|
$600
|
$0
|
$0
|
$0
|
$600
|
100
|
| Nationwide Mortgage |
8.70
|
|
|
|
|
8.97
|
|
8.79
|
|
8.79
|
$0-$395
|
$220
|
$490
|
$0
|
$710
|
90
|
| Newcastle Permanent Building Society |
9.04
|
8.64
|
|
|
|
8.39
|
8.39
|
8.09
|
8.19
|
8.19
|
$0-$300
|
$0
|
$0
|
$0
|
$0
|
100
|
| NSW Teachers Credit Union |
8.79
|
8.67
|
|
|
|
8.69
|
8.59
|
8.39
|
|
|
$150
|
$0-$250
|
$0
|
$0-$150
|
$150-$550
|
100
|
| one direct |
8.35
|
|
|
|
|
7.99
|
8.39
|
8.39
|
8.39
|
8.39
|
$0
|
$0
|
$0
|
$60
|
$60
|
95
|
| Police Department Employees Credit Union |
8.91
|
|
|
|
|
|
|
|
|
|
$545
|
$0
|
$0
|
$0
|
$545
|
93
|
| QuickDirect |
8.54
|
|
|
|
|
8.29
|
8.14
|
8.14
|
8.14
|
8.14
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
| RAMS Home Loans |
9.29
|
8.69
|
8.29
|
24
|
Variable
|
8.29
|
8.19
|
7.99
|
7.99
|
7.99
|
$395
|
$200
|
$0
|
$250
|
$595-$845
|
100
|
| RateBusters |
8.73
|
|
|
|
|
|
|
|
|
|
$0-$990
|
$220
|
$0-$275
|
$0
|
$220-$1485
|
100
|
| RESI Mortgage Corporation |
8.74
|
|
8.14
|
12
|
Variable
|
8.49
|
8.29
|
8.29
|
8.29
|
8.29
|
$0-$550
|
$0-$236.5
|
$0-$396
|
$0
|
$0
|
95
|
| Select Credit Union |
8.69
|
|
|
|
|
|
|
8.90
|
|
|
$0
|
$187
|
$360
|
$0
|
$547
|
95
|
| SERVICE ONE Members Banking |
9.00
|
8.50
|
|
|
|
|
|
8.75
|
|
8.75
|
$600
|
$0
|
$0
|
$0
|
$600
|
97
|
| St. George Bank |
8.67
|
8.65
|
8.24
|
12
|
Variable
|
8.39
|
8.19
|
8.44
|
8.44
|
8.44
|
$0-$700
|
$0
|
$0
|
$100
|
$100-$800
|
95
|
|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Settle |
Total |
| Suncorp |
9.42
|
8.84
|
|
|
|
8.69
|
8.69
|
8.79
|
|
8.84
|
$600
|
$0
|
$0
|
$0
|
$600
|
100
|
| Sydney Credit Union |
8.54
|
8.58
|
|
|
|
|
9.40
|
9.40
|
|
|
$200
|
$192.5-$200
|
$360
|
$0
|
$752.5-$760
|
100
|
| Trustar Mortgage |
8.92
|
8.92
|
|
|
|
9.44
|
9.27
|
8.94
|
9.27
|
9.09
|
$0-$80
|
$220-$600
|
$407.5
|
$0-$275
|
$707.5-$1007.5
|
97
|