NSW STANDARD VARIABLE RATES (INVESTORS)

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Owner Occupied: SUMMARY | STANDARD VARIABLE | BASIC VARIABLE | FIXED | INTRO | SPLIT | LINE OF CREDIT |
Investors: SUMMARY | STANDARD VARIABLE | BASIC VARIABLE | FIXED | INTRO | SPLIT | LINE OF CREDIT |
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Institution Product Name Variable Rate Comparison Rate Fees Service Fee LVR
Applic. Valuat. Legal Settle
Illawarra Credit Union Reward Rate Home Loan
7.70
7.77
$600
$0
$357.5
$0
$0
95
Illawarra Credit Union Standard Variable Loan
8.25
8.33
$600
$0
$357.5
$0
$0
95
IMB IMB Professional Mortgage Home Loan $200,000 to $299,999
7.20
7.22
$0
$0
$313.5
$0
$0
100
IMB IMB Professional Mortgage Home Loan > $300,000
7.15
7.17
$0
$0
$313.5
$0
$0
100
IMB IMB Standard Variable Home Loan
7.70
7.76
$295
$0
$313.5
$150
$0
100
ING Direct Construction Loan
7.90
7.27
$0
$0
$220
$0
$0
90
ING Direct Mortgage Simplifier
7.19
7.19
$0
$0
$220
$0
$0
95
ING Direct SmartPack Mortgage Simplifier
7.13
7.17
$499
$0
$220
$0
$0
95
Intech Credit Union Limited Classic Home Loan
7.66
7.74
$275
$235
$365
$0
$0
95
Intech Credit Union Limited Interest Only Investment Loan
7.66
7.95
$275
$235
$365
$0
$0
95
Liberty Financial Star
11.00
11.11
$0
$275
$690
$0
$0
100
LoanAustralia Basic
8.50
8.60
$350
$0
$330
$500
$0
95
LoanAustralia Construction
7.63
7.69
$350
$0
$330
$75
$0
90
LoanAustralia Flexi-Plus Loan
7.63
7.69
$350
$0
$330
$75
$0
90
LoanAustralia Optimiser
7.62
7.68
$350
$0
$330
$75
$0
90
Institution Product Name Variable Rate Comparison Rate Fees Service Fee LVR
Applic. Valuat. Legal Settle
LoanAustralia Optimiser Plus
8.50
8.53
$350
$0
$330
$0
$0
95
Members Equity Bank SMHL Interest Only
7.24
7.24
$0
$0
$0
$0
$0
95
Members Equity Bank SMHL Offset
7.54
7.54
$0
$0
$0
$0
$0
95
Members Equity Bank SMHL Standard
7.24
7.24
$0
$0
$0
$0
$0
95
Morgan Brooks DIRECT Premier Investor
8.90
8.68
$0
$265
$435
$0
$0
95
Morgan Brooks DIRECT Premier Pro Pack
8.65
8.77
$0
$265
$435
$350
$395/yr
8.4
Morgan Brooks DIRECT Premium
7.23
7.23
$0
$265
$435
$0
$0
95
Morgan Brooks DIRECT Premium Investor
7.07
7.07
$275
$265
$435
$0
$330/yr
95
Mortgage House Engage
8.84
8.89
$300
$0
$0
$250
$0
90
Mortgage House Freedom Home Loan
6.86
6.81
$300
$0
$0
$200
$0
90
Mortgage House Professional Pac
6.79
7.02
$300
$0
$0
$200
$250/yr
90
MyLoan MyWay Advantage Rate Home Loan
7.09
7.12
$0
$0
$0
$0
$0
95
MyRate MyRate - 100% Variable Rate Loan
8.78
8.78
$0
$0
$0
$0
$0
100
MyRate MyRate - Advantage Rate Loan
7.03
7.03
$0
$0
$0
$0
$0
95
MyRate MyRate Advantage Rate Loan (>$600K)
6.99
6.99
$0
$0
$0
$0
$0
95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee LVR
Applic. Valuat. Legal Settle
MyRate MyRate Construction Loan
7.13
7.13
$0
$0
$0
$0
$0
90
NAB NAB Tailored Home Loan - Variable Rate with 100% offset
7.74
7.88
$600
$0
$0
$0
$10/mth
100
Nationwide Mortgage First Choice Home Loan
7.25
7.31
$0
$220
$490
$0
$0
95
Nationwide Mortgage First Choice Pro-Pack
7.15
7.58
$0
$220
$490
$250
$300/yr
90
Nationwide Mortgage Low Deposit Home Loan
7.25
7.31
$0
$220
$490
$0
$0
100
Nationwide Mortgage Non-Resident
7.25
7.31
$0
$220
$490
$0
$0
75
Newcastle Permanent Building Society Premium Plus Package >$500k
7.03
7.25
$0
$0
$0
$0
$250/yr
97
Newcastle Permanent Building Society Premium Plus Package Home loan
7.08
7.30
$0
$0
$0
$0
$250/yr
97
Newcastle Permanent Building Society Premium Variable Home Loan
7.78
7.85
$0
$0
$0
$0
$7/mth
97
Newcastle Permanent Building Society Real Options Home Loan
7.56
7.56
$0
$0
$0
$0
$0
97
NSW Teachers Credit Union Teachers Flexi Choice Loan
7.55
7.61
$150
$250
$0
$150
$0
95
NSW Teachers Credit Union Teachers Interest Only Loan
7.55
7.60
$150
$250
$0
$150
$0
95
one direct one direct variable loan
6.97
6.97
$0
$0
$0
$60
$0
90
Police Department Employees Credit Union Premium Variable Home Loan
8.24
8.34
$545
$0
$0
$0
$0
93
QuickDirect Construction
7.14
7.14
$0
$0
$0
$0
$0
90
Institution Product Name Variable Rate Comparison Rate Fees Service Fee LVR
Applic. Valuat. Legal Settle
QuickDirect Lo-Doc
7.69
7.69
$0
$0
$0
$0
$0
80
QuickDirect Variable
7.04
7.04
$0
$0
$0
$0
$0
95
RAMS Home Loans RAMS Standard Variable
7.59
7.46
$395
$200
$0
$250
$0
100
RateBusters Fast Trak Fee Buster
8.72
8.74
$0
$220
$0
$0
$0
100
RateBusters Fast Trak Rate Buster
8.47
8.59
$990
$220
$275
$0
$0
100
RateBusters Fee Buster
9.00
9.02
$0
$220
$0
$0
$0
95
RateBusters Fee Buster Max Plus
9.37
9.39
$0
$220
$0
$0
$0
100
RateBusters Rate Buster
8.73
8.85
$990
$220
$275
$0
$0
95
RateBusters Rate Buster Max Plus
9.06
9.02
$990
$220
$275
$0
$0
100
RESI Mortgage Corporation Complete Home Loan
7.47
7.52
$0
$236.5
$396
$0
$0
95
Select Credit Union super mortgage loan
7.89
7.93
$0
$187
$360
$0
$0
95
SERVICE ONE Members Banking Standard Variable Loan
7.65
7.78
$600
$0
$0
$0
$8/mth
97
St. George Bank St. George No Deposit Home Loan Flexible Deposit Option
7.31
7.43
$750
$0
$0
$100
$12/mth
100
St. George Bank St. George No Deposit Home Loan Quick Start
8.24
8.35
$750
$0
$0
$100
$12/mth
100
St. George Bank Variable Loan (Advantage Package $100K-$149K)
7.49
7.59
$0
$0
$0
$100
$0
95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee LVR
Applic. Valuat. Legal Settle
St. George Bank Variable Loan
7.74
7.84
$600
$0
$0
$100
$10/mth
95
St. George Bank Variable Loan (Advantage Package $150K-$249K)
7.24
7.34
$0
$0
$0
$100
$0
95
St. George Bank Variable Loan (Advantage Package $250K plus)
7.04
7.14
$0
$0
$0
$100
$0
95
Suncorp Standard Variable
7.80
7.95
$600
$0
$0
$0
$10/mth
100
Sydney Credit Union Propack Home Loan (150,000 - 250,000)
7.39
7.45
$200
$192.5
$360
$0
$0
95
Sydney Credit Union Propack Home Loan (251,000 - 500,000)
7.14

$200
$192.5
$360
$0
$0
100
Sydney Credit Union Propack Home Loan (501, 000 plus)
7.04

$200
$192.5
$360
$0
$0
95
Sydney Credit Union Standard Variable Loan
7.74
7.80
$200
$192.5
$360
$0
$0
95
Trustar Mortgage Construction Loan
8.24
8.26
$250
$220
$420
$0
$0
90
Trustar Mortgage Pro Pack
8.92
9.06
$0
$300
$407.5
$275
$330/yr
97
Trustar Mortgage Trustar Lite
8.24
8.26
$250
$220
$420
$0
$0
90
Trustar Mortgage Trustar Premium
8.24
8.26
$250
$220
$420
$0
$0
90
Unicom Credit Union Reward Rate Home Loan
7.70
7.77
$600
$0
$357.5
$0
$0
95
Unicom Credit Union Standard Variable Home Loan
8.25
8.33
$600
$0
$357.5
$0
$0
95
Virgin Money Virgin Standard Home Loan Variable
7.34
7.24
$0
$0
$490
$0
$0
95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee LVR
Applic. Valuat. Legal Settle
Wagga Mutual Credit Union Standard Variable Home Loan
8.12
8.19
$0
$275
$360
$0
$0
95
Westpac Banking Corporation Rocket Investment Loan
7.71
7.93
$750
$0
$0
$0
$199/yr
100
Westpac Banking Corporation Variable Rate Investment Property Loan
7.71
7.85
$750
$0
$0
$0
$8/mth
100
Wizard Home Loans Smart Choice Loan
7.74
7.80
$100
$0
$0
$660
$0
100
Wizard Home Loans VIP Advantage ($150K - <$250K)
7.19
7.49
$350
$0
$0
$295
$295/yr
100
Wizard Home Loans VIP Advantage ($250K - <$500K)
7.09

$350
$0
$0
$295
$295/yr
100
Wizard Home Loans VIP Advantage (>$500K)
7.04

$350
$0
$0
$295
$295/yr
100
Yes Home Loans Construction Loans
7.62
7.65
$450
$385
$445
$0
$0
95
Yes Home Loans Credit Access
7.37
7.40
$450
$385
$445
$250
$0
95
Yes Home Loans Equity Access Standard
7.54
7.57
$450
$385
$445
$275
$0
90
Yes Home Loans Premium Access
9.29
9.34
$395
$220
$220
$0
$0
95
A M O AMO Standard Variable Home Loan
7.25
7.29
$300
$0
$440
$0
$0
95
Adelaide Bank Standard Variable
7.80
7.96
$595
$0
$0
$100
$10/mth
100
Adelaide Bank Variable SmartFit
7.69
7.85
$595
$0
$0
$100
$10/mth
90
AIMS Home Loans AIMS Discount Variable Rate Home Loan
7.29
7.34
$600
$0
$0
$0
$0
95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee LVR
Applic. Valuat. Legal Settle
AIMS Home Loans Complete Variable Home Loan
8.03
8.08
$660
$0
$0
$0
$0
95
AIMS Home Loans Gold Standard Variable Home Loan
7.48
7.53
$660
$0
$0
$0
$0
95
AIMS Home Loans Money Saver Variable Home Loan
7.54
7.59
$660
$0
$0
$0
$0
90
AIMS Home Loans Platinum Standard Variable Home Loan
8.60
8.68
$660
$
$
$330
$
85
AMP Banking Professional Package Variable Rate loan ($1,500,000 +)
7.12
7.14
$0
$0
$295
$250
$349/yr
100
AMP Banking Professional Package Variable Rate Loan ($100,000-$249,999)
7.37
7.39
$0
$0
$295
$250
$349/yr
100
AMP Banking Professional Package Variable Rate Loan ($250,000-$749,999)
7.22
7.24
$0
$0
$295
$250
$349/yr
100
AMP Banking Professional Package Variable Rate Loan ($750,000-$1,499,999)
7.17
7.19
$0
$0
$295
$250
$349/yr
100
ANZ Bank Breakfree home loan package ($700,000 plus)
7.04
7.72
$0
$0
$0
$0
$340/yr
97
ANZ Bank Variable Loan
7.74
7.84
$600
$0
$0
$0
$5/mth
97
Arab Bank Standard Variable Rate Home Loan
7.95
8.00
$600
$0
$0
$0
$0
95
Aussie Aussie Standard Variable
7.65
7.70
$300
$200
$0
$75
$0
90
Bananacoast Community Credit Union Investment Flexi Home Loan
7.40
7.43
$395
$0
$0
$0
$0
95
Bananacoast Community Credit Union Investment Premier Package Variable
7.10
7.13
$395
$0
$0
$0
$0
95
Bananacoast Community Credit Union Investment Standard Variable
7.80
7.83
$395
$0
$0
$0
$0
95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee LVR
Applic. Valuat. Legal Settle
Bank of Queensland Home Loan Privileges $150k to $200k
7.49
7.80
$0
$0
$0
$0
$375/yr
100
Bank of Queensland Home Loan Privileges $200k to $250k
7.34

$0
$0
$0
$0
$375/yr
100
Bank of Queensland Home Loan Privileges $250k +
7.04

$0
$0
$0
$0
$375/yr
100
Bank of Queensland Standard Variable
7.74
7.86
$495
$0
$0
$100
$8/mth
100
Bankstown City Credit Union Home Manager
7.99
8.08
$0
$198
$592
$350
$0
95
Bankstown City Credit Union Property Manager
7.99
8.08
$0
$198
$592
$350
$0
95
BankWest Mortgage Shredder
7.65
7.86
$700
$0
$0
$0
$15/mth
95
Better Option Home Loans BetterOption Variable Rate Loan
7.52
7.52
$0
$0
$0
$0
$0/yr
95
BMC Mortgage Corp Home Loan (2) - Standard
7.18
7.21
$660
$0
$0
$0
$0
95
BMC Mortgage Corp Investment Loan (1) - Standard
8.01
8.04
$660
$0
$0
$0
$0
95
BMC Mortgage Corp Investment Loan (2) - Standard
7.18
7.21
$660
$0
$0
$0
$0
95
BMC Mortgage Corp Premium Choice Owner Occupied or Investment Loan
7.87
7.90
$700
$0
$0
$0
$0
95
Citibank Mortgage Plus Standard Variable $200K to <$300K
8.24
8.54
$0
$0
$0
$250
$350/yr
100
Citibank Mortgage Plus Standard Variable $300K to <$500K
8.04
8.34
$0
$0
$0
$250
$350/yr
100
Citibank Mortgage Plus Standard Variable >$500K
8.04
8.34
$0
$0
$0
$250
$350/yr
95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee LVR
Applic. Valuat. Legal Settle
Citibank Mortgage Plus Standard Variable Offset $200K <$300K
8.24
8.54
$0
$0
$0
$250
$350/yr
100
Citibank Mortgage Plus Standard Variable Offset $300K <$500K
8.04
8.34
$0
$0
$0
$250
$350/yr
100
Citibank Mortgage Plus Standard Variable Offset >$500K
8.04
8.34
$0
$0
$0
$250
$350/yr
95
Citibank Standard Variable
8.74
8.87
$399
$0
$0
$250
$8/mth
100
Citibank Standard Variable Offset
8.74
8.87
$399
$0
$0
$250
$8/mth
100
Colonial-Products of the CBA Standard Variable Rate Investment Home Loan
8.53
8.65
$600
$0
$0
$0
$8/mth
90
Commonwealth Bank Investment Home Loan
7.74
7.86
$600
$0
$0
$0
$8/mth
95
Community First Credit Union Interest Only Investment Loan
7.29
7.80
$500
$205
$335.45
$0
$0
90
Community First Credit Union True Professional Home Loan balances >$250,000
7.04
7.10
$500
$205
$335.45
$0
$200/yr
95
Community First Credit Union True Value Variable Home Loan
7.74
7.82
$500
$205
$335.45
$0
$0
90
Comtax Credit Union Home Loan
8.44
8.44
$250
$250
$500
$0
$0
80
CUA Discounted Variable
7.37
7.29
$600
$0
$0
$195
$0
97
CUA Standard Variable Loan
7.62
7.50
$600
$0
$0
$195
$0
97
Delany Financial Construction Loan
9.75
9.60
$0
$250
$275
$1445
$0
80
Delany Financial Golden Variable Loan
7.85
7.95
$0
$250
$275
$1445
$0
95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee LVR
Applic. Valuat. Legal Settle
Delany Financial Professional Pack
7.85
7.95
$0
$250
$275
$1445
$0
95
Economy Home Loans Economy Standard Variable
8.85
8.87
$250
$0
$0
$0
$0
95
Economy Home Loans Economy Standard Variable >$300K
8.70
8.87
$250
$0
$0
$350
$395/yr
95
ELC - Electronic Loan Company ELC E Home Loan
8.58
8.63
$0
$0
$0
$0
$0
95
ELC - Electronic Loan Company ELC E Professional Pack ($400,000+)
8.54
8.65
$0
$0
$0
$0
$395/yr
90
EMortgage Advantage Rate Home Loan
7.99
8.15
$595
$0
$0
$150
$120/yr
95
Encompass Credit Union Interest Only Home Loan
7.55
7.62
$350
$200
$360
$0
$0
90
Encompass Credit Union Standard Variable Home Loan
7.55
7.62
$350
$200
$360
$0
$0
95
First Permanent No Deposit Investorloan
9.75

$800
$0
$0
$0
$0
106
Gateway Credit Union Property Investment Home Loan
7.99
8.06
$0
$230
$390
$0
$0
95
Gateway Credit Union Standard Variable Home Loan
7.99
8.06
$0
$230
$390
$0
$0
95
GE Money Flexible Options Standard
8.97
9.20
$0
$0
$0
$0
$295/yr
95
Homeloans Ltd Balanced Loan Special Variable
8.06
8.14
$599
$0
$230
$65
$0
90
Homeloans Ltd Homeloans Premium Full Doc
7.19
7.25
$564
$0
$300
$0
$0
95
Homeloans Ltd Homeloans Premium Full Doc (Pro Pack)
7.09
7.45
$564
$0
$300
$137.5
$330/yr
95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee LVR
Applic. Valuat. Legal Settle
Homeloans Ltd Homeloans Premium Saver
6.99
7.34
$564
$0
$300
$137.5
$330/yr
95
Homeloans Ltd Smart Saver
7.39
7.46
$564
$0
$350
$75
$0
95
HomeSide Lending Homeside HomePlus
7.67
7.82
$600
$0
$0
$0
$10/mth
95
HomeSide Lending