Powered by Infochoice



General Details
Institution: Liberty Financial
Contact Number: 131180
Product Name: Star
Apply: n/a

Product Details
Availability: Star provides the widest acceptance range available. Star is an alternative for customers with an unblemished credit history who wish to avoid mortgage insurance, customers seeking alternative verification and customers with past credit defaults or discharged bankruptcy. Star is attractively priced to suit customers with strong financials. Star accepts gifted deposits, unusual income sources or a large number of debts for consolidation. Star's alternative verification option for the self-employed is called Nova. Star also offers a Jumbo option for high net worth borrowers.
Loan Purpose: Owner Occupied OR Investment
Min Loan Amount (,000): Varies
Max Loan Amount (,000 with Morgage Insurance): N/A
Max Loan Amount (,000 without Morgage Insurance): No maximum
Max Loan to Value Ratio (without Morgage Insurance): 95% plus equalisation fee
Max Loan to Value Ratio (with Morgage Insurance): N/A
Max Loan Term: 30

Interest Rates
Interest Rate: From 6.74%



Fees
Application Fee: Nil
Settlement Fee: $495
Other Fee: Equalisation Fee subject to LVR and risk grade Deferred Establishment Fee - $1,295 to $2,595. Waivered after 5 years.



Features
Weekly Repayments:
Fortnightly Repayments:
Monthly Repayments:
Extra Repayments:
Repayment Comments: Fees may apply to extra payments on investment loans.
Redraw:
Min Redraw Amt: $2000
Redraw Comments: Available on AAA loans only. Early repayment penalties may apply to investment loans.
Portability:
Portability Fee:
Split Loan: